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[ga] Pru Life's UL Portfolio Rocks
Title: Pru Life's UL Portfolio Rocks
Case Closed!
Permanent Life Insurance at Affordable Rates
Whether your clients are looking to pay the Minimum
Premiums needed to Endow* a policy at a specific age or pay sufficient
premiums needed to guarantee** a death benefit for
life, Prudential has the answer.
PruLife Universal ProtectorSM offers
competitive lifetime death benefit guarantee premiums. PruLife Universal
PlusSM offers competitive minimum premiums to endow and
competitive long term cash value accumulation.
And that's not all. Look what
else Prudential+ has to offer...
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COMPETITIVE COMPENSATION |
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Rolling Commissionable Target Premiums (R-CTP)++.
First year compensation will be paid until the R-CTP is reached
during the first 24 policy months.
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First year commissions
that do not reduce at any issue age.
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COMPETITIVE UNDERWRITING |
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Issue ages 0-90 |
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Continuation of coverage
beyond age 100 (policy has no maturity age). |
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Preferred Non-Smoker category
for cigar smokers, pipe smokers and smokeless tobacco users
(nicotine patch and gum users also may be eligible if they have
not smoked cigarettes in the last 12 months)
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Preferred Plus Smoker category
for healthy Cigarette Smokers. |
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Aviation: Preferred rates
may be offered to commercial pilots and most student and private
pilots who fly up to 200 hours per year, regardless of whether
helicopters or fixed wing aircraft are flown.
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Treadmills not required
for preferred rates for face amounts within our capacity limits |
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Improved Ratings for Prostate
Cancer, Hepatitis B & C |
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Heart attack? Consider
Prudential as soon as the prospect returns to normal activities |
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Liberal Build Tables to
qualify for Preferred rates |
INCREASED CAPACITY |
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$70 million capacity without
the need to discuss a risk with reinsurers. |
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Facultative reinsurance
may be available for cases in excess of $70 million. |
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Click our logo for the BGA nearest you!
or
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* Minimum Premium to Endow is a hypothetical, non-guaranteed
premium that, based on current charges and the current interest rate,
would keep the policy in force to age 100. Interest rates and charges
will change over time, as will the Minimum Premium to Endow. These
premiums are shown as hypothetical figures based on the stated assumptions
and are shown for comparative purposes only. The actual premium needed
to keep the policy in force is based on actual results and may be
higher or lower. ** All guarantees are based on the claims-paying
ability of the issuer.
+ PruLife Universal Protector is issued by Pruco Life Insurance Company.
PruLife Universal Plus also is issued by Pruco Life Insurance Company
in all states except New Jersey and New York, where it is issued by
Pruco Life Insurance Company of New Jersey, both Prudential Financial,
Inc. companies located at 213 Washington Street, Newark, NJ 07102-2992.
Each is solely responsible for its own financial condition and contractual
obligations.
++ Available on contracts dated Jan. 1, 2002 & later. Not available
in New York & New Jersey.
Prudential Financial is a service mark of The Prudential Insurance
Company of America, Newark, NJ and its affiliates. For financial professional
use only. Not for use with the public.
IFS-A072238 Ed. 7/2002 Exp. 12/2003 |
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