[ga] Lock in Your Clients' Gains!

["IQ - Safe Harbor" <sh@insurancemail.net>]

Title: Lock in Your Clients' Gains

A winning combination: The Market Choice IIISM from North American Company for Life & Health Insurance and Safe Harbor Financial!
•	Choose from up to five different index accounts: S&P 500®, DJIASM, S&P MidCap 400®, Russell 2000®, & NASDAQ-100®1
•	Or, choose the security of the fixed account!
•	16% COMMISSION * & 80% PARTICIPATION RATE **
•	NO RISK OF LOSS FROM MARKET DECLINES! YOUR CLIENTS WILL LOVE THE SECURITY OF THIS OUTSTANDING PRODUCT!
•	Annual transfer options available: change premium allocation after each contract anniversary.
•	Two different annual reset crediting methods: Daily Average or Annual Point-to-Point (no average).

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FOR AGENT USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES. The Market Choice III(sm) annuity is issued on form series LC115 (group) and LS115A (individual), and state variations by North American Company for Life and Health Insurance, Chicago, Illinois. This product and its features may not be available in all states. "Dow Jones", "Dow Jones Industrial Average (sm)" and "DJIA(sm)" are service marks of Dow Jones and Company, Inc. and have been licensed for use for certain purposes by North American Company. Russell 2000 Index is a trademark of Frank Russell Company and has been licensed for use by North American Company. "Standard & Poor's®", "S&P®", "S&P 500®", "Standard & Poor's 500 Index®", "S&P MidCap 400 Index®" and "Standard & Poor's MidCap 400 Index®" are trademarks of the McGraw-Hill Companies, Inc. and have been licensed for use by North American Company. The NASDAQ-100®, NASDAQ-100 INDEX® and NASDAQ® are registered marks of the NASDAQ Stock Market Inc. (which with its affiliates are the "Corporations") and are licensed for use by North American Company. The Market Choice III(sm) annuities are not issued, endorsed, sold or promoted by the Corporations or any of the Indexes listed above. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE MARKET CHOICE III(sm). *Commissions are based upon rates as of 5/1/02. Commissions may vary by state and are subject to change. **Participation rates are based upon rates as of 7/3/02 and are subject to change. Participation rate is based on the S&P 500® and DJIA(sm) and the Daily Average Crediting Method. Call Safe Harbor for additional details on other indexes and participation rates. ¹NASDAQ-100® is available on the Point-to-Point Index Crediting Option only. ²Contracting Bonus will be paid once contracting with Safe Harbor is complete and formal.
NDF-8079Z-ADII-421 Prt. 7/02 Exp. 9/15/2002

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