[ga] Preferred Non-Smoker Rates for Smokers

["IQ - TBA" <tba@insiq.us>]

Title: Preferred Non-Smoker Rates for Smokers

Case Study #1

Male - 63
$5,000,000 face
Good Health
5-10 Cigarettes a day

Issued: Preferred Non-Smoker

Case Study #2

Female - 57
$785,000 face
Good Health
Social Cigarette Smoker

Issued: Preferred Non-Smoker

Case Study #3

Male - 52
$5,200,000 face
Good Health
1-2 Cigars a month

Issued: Preferred Best Non-Smoker

Case Study #4

Male - 48
$1,000,000 face
Private Pilot
Smokes Cigars Daily

Issued: Preferred Non-Smoker
without Aviation Flat Extra

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