[ga] 3 Great Reasons To Offer Life Settlements

["IQ - VBI" <vbi@insiq.us>]

Title: 3 Great Reasons To Offer Life Settlements

*

• Joint Survivorship	• Age 77 years
• Face amount $5 million	• Cash value $8,000
• Settlement amount $1,125,000	•

*

• Universal Life	• Age 71 years
• Face amount $4 million	• Surrender value $200,000
• Settlement amount $580,000	•

*

• Term Life	• Age 72 years
• Face amount $850,000	•
• Settlement amount $110,500

^* The above referral fees were negotiated by the referral agent. Your fee may vary from case to case. You can even pay your fee directly to the policy owner.

What is a Life Settlement?

A life settlement is the sale of a life insurance policy that gives a policy owner a cash settlement in excess of the current cash surrender value. A life settlement is an innovative wealth and estate planning tool that professional advisors throughout the country are utilizing to increase their productivity. Life Settlement transactions may be entered into for the purpose of funding other valuable financial or insurance products.

Typical Life Settlement "Candidates":

• Change in estate size
• Change in health condition
• Divorce/Bankruptcy/Retirement
• The need to exchange high annual premiums for monthly income
• Premiums no longer affordable
• Selling a business
• Surrendering a policy or one in danger of lapsing
• Change in tax laws
• Need funds for alternative investments
• A family trust has eliminated the need for life coverage

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